IT IS FINISHED
Debts are a big part of everyday life. Let's face it, without payment plans there are some things in life we might never afford, things like cars or houses.
Sometimes we have debts that are spread over many decades. No wonder people celebrate when such large debts are paid in full! Most of us eventually pay off our debts, but it's also possible to get so far into debt that there's no way out. In fact, that has already happened...you and I owe a debt to God that we can never pay!
Our debt is the reason that God's Son, Jesus Christ, came to earth 2000 years ago. Thankfully, He didn't come to make us pay up! Just the opposite: The Bible explains that "God sent not His Son into the world to condemn the world; but that the world through Him might be saved" (John 3:17).
Saved from what? The Bible says, "as by one man [the first man, Adam] sin entered into the world, and death by sin, and so death passed upon all men, for that all have sinned" (Romans 5:12). So, it's not just criminals and evil leaders who are sinners. It's also "normal" people like you and I, people who tell lies to hide the truth, cheat to gain an advantage, and fail to keep their promises. God calls such actions sins, and we are all guilty of them.
His justice demands payment for our offences, whether they be against each other or against God himself. The Bible warns, "as it is appointed unto men once to die, but after this the judgment" (Hebrews 9:27). The bad news is, when we die there's nothing we could bring that would be nearly enough to pay for our offences, for the debt of our sins accumulated during our lifetime.
BUT WAIT...THERE'S GOOD NEWS!
Jesus Christ "also hath once suffered for sins, the just for the unjust [us!], that He might bring us to God" (1 Peter 3:18). He paid the debt of sin that we could never, a debt he didn't owe! Did you get that? The Son of God willingly took the judgment of our sins, meaning we can be saved from suffering the consequences of our sins — an eternity in hell!
When God "laid on Him the iniquity of us all" (Isaiah 53:6), Jesus cried out in anguish, "My God, my God, why hast thou forsaken me?" (Mark 15:34). The answer is simple: because Jesus was taking our place. "For [God] hath made Him to be sin for us, who knew no sin; that we might be made the righteousness of God in Him" (2 Corinthians 5:21).
OUR DEBT HAS BEEN PAID IN FULL!
Imagine that! We, who are sinners by nature and choice, can be declared "righteous" before God because Jesus paid our debt completely! Just before Jesus breathed His last breath on the cross, He gathered His strength and cried out for all to hear, "It...is...finished!" (John 19:30).
"It is finished" was an accounting term in that day, meaning a debt was paid in full. When Jesus used those words, He meant there was absolutely nothing left to be paid on the debt of our sin. As a result, though we are all guilty sinners, God can now forgive us when we trust in Christ to be our substitute!
How can you experience the benefits of Jesus' sacrificial act? By accepting His payment that is ready to be credited to your account! Admit your guilt as a sinner and turn from believing that you're good enough to believing that Jesus is the only way to receive God's forgiveness. The One who died for you and rose again said, "No man cometh unto the Father, but by me...” and “Him that cometh to me I will in no wise cast out" (John 14:6, 6:37).
Will you accept Christ's substitution for you and trust God to apply Christ's righteousness to pay your sin's debt?
Having that debt paid is really something to celebrate...now, and for eternity!